13 home buying tips for 2013

(MoneyWatch) Although housing prices started to rebound last year and are expected to continue rising in 2013, it's still a buyer's market. Prices remain 30 percent below their peak before the housing crash and mortgage rates hovering at all-time lows. If you are ready to jump in to the real estate market, here are 13 house-hunting tips for 2013.

1. Run the numbers. Put together a financial plan to determine whether you can really afford to buy. After all, just because it's a good time to purchase a home doesn't mean it's a good time for YOU to buy. It's important to understand how much home you can afford and whether home ownership might preclude you from addressing other important financial issues in your life.

2. Save 20 percent for a down payment. I'm not a huge fan of putting down less than that amount (although the Federal Housing Administration allows it). Keep your downpayment fund in cash or cash equivalent accounts, so that market movements don't thwart your plans.

3. Use this great "rent vs. buy" calculator from the New York Times. Renting might still be the better deal in your area.

4. Be an informed buyer. You're not going to buy a house simply because there's a pretty photo posted online, but you can conduct a lot of price research. That said, there's nothing better than talking to people in the neighborhood for "on the ground" intelligence.

5. Obtain a copy of your credit report. If you haven't done so in a while, go to AnnualCreditReport.com and request your free copy. It's important that you correct any errors on the report before you start the mortgage process.

6. Get pre-approved for a mortgage. Pre-approval is a good gut check on your price range for a home. Gone are the days that banks will fork over cash to anyone with a heartbeat. The best way to start is to ask friends for referrals from mortgage brokers and to shop around with banks and credit unions. Make sure to compare apples to apples and to ask the broker about your total costs to you at closing. You should also know that once you actually find a home, the mortgage process is on the same pain level as a root canal, only it requires more patience and there's no Novocain. You'll need to dig up tons of paperwork and fair warning -- there will be multiple requests for even more documents as you move toward closing. Eventually, you will need "commitment letter," which details the terms of your loan approval.

7. Find an agent. As much as everyone complains about realtors, I still think that it's tough to go through the home buying process alone. In some markets, buyers' brokers are available, but the most important qualities in brokers are honesty, experience, good connections with other agents, and good referrals from buyers like you. Remember that most agents represent the seller, not the buyer.

8. Hire a real estate attorney. This is a major transaction in your life, so don't try to save money when it comes to legal fees. Even if your mortgage company provides a lawyer, hire your own to help draft all documents and to ensure that your interests are being represented at every step of the process.

9. Get an appraisal. An appraisal will determine the market value of the property and ultimately will be used by your lender to determine the amount of your loan. You have a legal right to get a copy of this and will want a copy for your records.

10. Schedule a home inspection. Think you've found your dream house? Maybe, but unless you have an engineer walk through the premises with you, you might be buying a new roof in a couple of years. Don't get freaked out if a problem arises during the inspection; it can often be addressed with a simple adjustment in price. It's imperative to protect yourself, so don't blow off this important step.

11. Start with a fair offer. The offer should be based on similar houses sold in the neighborhood in the past six months. Your agent will help you with the process, but the offer should include the price you're willing to pay for the house, your financing terms and contingencies such as specifying what will happen if any problems come up during the inspection.

12. Purchase homeowners insurance. If you are a life-long renter, this can be an eye-opener in terms of cost. Make sure that you understand the difference between insuring the structure and insuring the contents. And if you are buying property that is close to water, make sure that you have an agent who can help you enroll in the national flood insurance program.

13. Review your HUD statement BEFORE closing. The government document provides basic details about the involved parties and a lot of numbers. Mistakes do occur, which is why it is vital that you review the statement and confirm that everything is correct.

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Obama Unveils Sweeping Plan to Curb Gun Violence

Flanked by four children from across the country, President Obama today unveiled a sweeping plan to curb gun violence in America through an extensive package of legislation and executive actions not seen since the 1960s.

Obama is asking Congress to implement mandatory background checks for all gun purchases, including private sales; reinstate a ban on some assault-style weapons; ban high-capacity magazines holding more than 10 rounds; and crackdown on illicit weapons trafficking.

The president's proposal also includes new initiatives for school safety, including a call for more federal aid to states for hiring so-called school resource officers (police), counselors and psychologists, and improved access to mental health care.

Obama also initiated 23 executive actions on gun violence, policy directives not needing congressional approval. Among them is a directive to federal agencies to beef up the national criminal background-check system and a memorandum lifting a freeze on gun violence research at the Centers for Disease Control and Prevention.

"I intend to use whatever weight this office holds to make them a reality," Obama said at a midday news conference. "If there's even one thing that we can do to reduce this violence, if there's even one life that can be saved, then we have an obligation to try.

"And I'm going to do my part."

The announcement comes one month after a mass shooting at Sandy Hook Elementary School in Newtown, Conn., left 26 dead, including 20 children. Obama called it the worst moment of his presidency and promised "meaningful action" in response.

Maqndel Ngan/AFP/Getty Images

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The proposals were the work of an Obama-appointed task force, led by Vice President Joe Biden, that held 22 meetings on gun violence in the past three weeks. The group received input from more than 220 organizations and dozens of elected officials, a senior administration official said.

As part of the push, Obama nominated a new director for the Bureau of Alcohol, Tobacco and Firearms, which leads enforcement of federal gun laws and has been without a confirmed director for six years. The president appointed acting director Todd Jones, the U.S. attorney for Minnesota, to the post, if the Senate confirms him.

The administration's plan calls for aid to states for the hiring of more school resource officers, counselors and psychologists. Obama also directed the Department of Education to ensure all schools have improved emergency-response plans.

He also called on Congress to make it illegal to possess or transfer armor-piercing bullets; it's now only illegal to produce them.

"To make a real and lasting difference, Congress must act," Obama said. "And Congress must act soon."

Officials said some of the legislative measures Obama outlined could be introduced on Capitol Hill next week. The pricetag for Obama's entire package is $500 million, the White House said.

"House committees of jurisdiction will review these recommendations," a spokesman for House Speaker John Boehner said in response to Obama's announcement. "And if the Senate passes a bill, we will also take a look at that."

The proposals are already being met with stiff opposition from gun rights advocates, led by the National Rifle Association, which overnight released a scathing ad attacking the president as an "elitist hypocrite."

"Are the president's kids more important than yours?" the narrator of the NRA ad says. "Then why is he skeptical about putting armed security in our schools, when his kids are protected by armed guards at their school?"

Obama has questioned the value of placing more armed guards at schools around the country, although his proposal does call for placement of more police officers at public schools. The NRA opposes most of the other gun restrictions Obama has proposed.

"Keeping our children and society safe remains our top priority," the NRA said in a statement after Obama's announcement.

"Attacking firearms and ignoring children is not a solution to the crisis we face as a nation," the group said. "Only honest, law-abiding gun owners will be affected and our children will remain vulnerable to the inevitability of more tragedy."

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Are gun curbs just symbolism?

STORY HIGHLIGHTS

• Gun violence recommendations are expected from Vice President Biden on Tuesday


• The proposals are expected to contain substantive and symbolic ideas to curb gun violence


• Presidents use symbolism to shift public opinion or affect larger political or social change

Washington (CNN) -- The pictures told the story: Vice President Joe Biden looked solemn, patrician and in control as he sat at a long table in the White House, flanked by people on both sides of the gun control issue.

The images conveyed a sense that the White House was in command on this issue.

And that's the point. Historically, presidential administrations have used symbolic imagery—at times coupled with marginal actions—to shift public opinion or affect larger political or social change.

"Politics is a risk taking project," said Julian Zelizer, a Princeton University historian and CNN contributor. "They put together these commissions in response to some crisis. You try a hundred things and hope something works."

As Biden's gun control task force recommendations land on the desk of President Barack Obama, political experts say it is important that his administration sends a clear signal that it has things in hand.

Obama says gun lobby stokes fear of federal action

That is especially critical in what will likely be an uphill battle to push specific changes, like an assault weapons ban, as part of a broader effort on gun control.

The first move in the image battle will be to appear to move quickly and decisively.

"You have to give the Obama administration credit for one thing: They've learned from history to do things quickly," Larry Sabato, director of the University of Virginia's Center for Politics, said of previous task force initiatives that fizzled.

In 2010, Obama appointed a bipartisan commission headed by former Republican Sen. Alan Simpson of Wyoming and Erskine Bowles, a former Democratic White House chief of staff, to come up with a proposal to balance the budget and cut the debt.

Like the gun task force, Simpson-Bowles reviewed current regulations, gathered input from the public and engaged in tense internal conversations. But after months of working on a proposal—a blend of steep revenue increases and spending cuts—the group struggled to agree to a solution. The president did not take up the recommendations.

Obama largely avoided the issue of gun control during his first term.

He wrote an opinion piece two months after the 2011 assassination attempt on Rep. Gabrielle Giffords of Arizona, acknowledging the importance of the Second Amendment right to bear arms. In the piece he also called for a focus on "effective steps that will actually keep those irresponsible, law-breaking few from getting their hands on a gun in the first place."

Newtown searches for answers a month later

But in the aftermath of that shooting and as the election season loomed, the Justice Department backed off from a list of recommendations that included a measure designed to help keep mentally ill people from getting guns.

For now, at least, there is a sense in Washington that the Newtown, Connecticut, school shooting where 26 people -- 20 of them young children -- were slaughtered could lead to meaningful legislative reform.

Public opinion would seem to suggest that the White House efforts are well timed.

In the month since the massacre, a new poll showed the percentage of Americans who said they were dissatisfied with America's gun laws has spiked.

The Gallup survey released on Monday showed 38% of Americans were dissatisfied with current gun regulations, and wanted stricter laws. That represented 13-point jump from one year ago, when 25% expressed that view. "You want to strike while the iron is hot," Sabato said. "We Americans have short attention spans and, as horrible as the Newtown shooting was, will anyone be surprised if we moved along by spring?"

The White House has since worked overtime to show it considers gun control an urgent matter.

The vice president has spent the last week meeting with what the White House calls "stakeholders" in the gun control debate.

On Monday, Biden was to meet with members of a House Democratic task force on guns, along with Attorney General Eric Holder, Homeland Security Secretary Janet Napolitano, and Kathleen Sebelius, the secretary of Health and Human Services.

Universal background check: What does it mean?

In a series of face to face discussions on Thursday, Biden sat down with the National Rifle Association and other gun owners groups before conferring with representatives from the film and television industry.

In a sign the White House is prepared to move aggressively on its proposals, Biden made public comments just before meeting with the National Rifle Association, the country's most powerful gun lobby.

"Putting the vice president in charge of (the task force) and having him meeting with these groups is intended to show seriousness and an effort to reach out and respond to concerns and wishes of various groups," said Alan Abramowitz, a political science professor at Emory University.

Still, the NRA expressed disappointment in its discussion with Biden and later released a statement that accused the administration of mounting "an agenda to attack the Second Amendment."

Organizations seeking tougher gun control laws insist an assault weapons ban is critical to addressing the nation's recent rash of mass shootings. However, such a ban could be difficult in a Congress mired in gridlock.

"The bully pulpit is limited. It's hard for the president to sustain that momentum," Zelizer said of the White House's gun control efforts after the Newtown shootings. "The thing about symbolism is, like the shock over Newtown, they fade quickly."

Newtown opens eyes to other gun violence against young people

CNN's Jim Acosta and Kevin Liptak contributed to this report

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Oil prices fall on weak German, US data

NEW YORK: Oil prices retreated Tuesday after unimpressive economic data out of Germany and the US raised questions about the strength of petroleum demand.

Prices of US benchmark West Texas Intermediate futures settled at US$93.28 a barrel, down 86 cents. European benchmark Brent crude futures settled at US$110.30 a barrel, down US$1.58.

German gross domestic product shrank by about 0.5 pe rcent in the fourth quarter of last year, bringing full-year GDP growth to just 0.7 per cent, the federal statistics office Destatis calculated in preliminary data.

In 2010 and 2011, the German economy had expanded by 4.2 per cent and 3.0 per cent, respectively.

The results are a troubling indicator for Europe because "Germany is really the strong man of Europe in terms of economy," said James Williams of WTRG Economics.

Meanwhile, economic indicators out of the US were also middling.

On the more positive side, US retail sales grew in the month of December by 0.5 per cent from November, above the analyst projection of 0.2 per cent.

However, IHS Global Insight economist Chris Christopher noted that the data showed that holiday retail sales increased by 2.7 per cent in 2012, well below the 5.5 per cent notched in 2011 and the 5.6 per cent in 2010.

In addition, the New York Empire State Manufacturing Survey said the business-conditions index fell to -7.78, well below the average estimate of -2.0. A reading below zero suggests contraction.

"The data was mostly poor this morning," said John Kilduff, an oil trader with Again Capital.

Concerns about the US also centre on the fact that talks between the White House and congressional Republicans remained tense on raising the debt ceiling. President Barack Obama Monday warned Republicans against using the debt ceiling as a "bargaining chip" in budget negotiations.

Republicans reacted swiftly, essentially ignoring Obama's demand to decouple the spending debate from the debt ceiling and giving every indication that the face-off will continue.

- AFP/jc

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U.S. quietly giving up its oil addiction

President Obama at an oil and gas production field near Maljamar, New Mexico in March, 2012.

STORY HIGHLIGHTS

• Frida Ghitis: The U.S. will become the world's leading oil producer in a few years


• Ghitis: It is truly transformational that the U.S. is giving up its addiction to foreign oil


• Despite energy independence, we need to keep looking into green energy, she says


• Ghitis: It's beneficial for the U.S. to not rely on unstable, undemocratic Middle East for oil

Editor's note: Frida Ghitis is a world affairs columnist for The Miami Herald and World Politics Review. A former CNN producer and correspondent, she is the author of "The End of Revolution: A Changing World in the Age of Live Television." Follow her on Twitter: @FridaGColumns

(CNN) -- We pay a lot of attention to revolutions when they emerge suddenly and violently, but when a transformation arrives gradually and peacefully it's easy to miss.

Let's stop for a moment and take a look at a slow-motion development changing the world as we know it: The United States is giving up its addiction to foreign oil.

For decades, we bemoaned the awful toll this addiction has taken. The need for oil and natural gas -- much of it from Middle Eastern dictatorships -- shaped the foundation of global geopolitics. It created morally questionable alliances and repeatedly placed Washington in a position to choose between its fundamental values and its economic interests. Now all that could change.

When President Obama started his first term, the country faced stiff economic headwinds. Now, as he prepares to start his second term, the country enjoys a rare and unexpected tailwind, propelling it in one of the most important areas, with a host of positive implications.

Frida Ghitis

Clearly, the booming American oil and gas businesses are not problem-free, but the benefits -- economic, geopolitical and environmental -- of this impending energy independence far outweigh the drawbacks.

The days when Mideast oil-producing dictatorships and their friends at OPEC could so easily wave their power over a trembling, oil-thirsty West are on their way to becoming a relic of the past.

America still needs imported oil. But growing production and shrinking consumption have created a most promising trend. According to the International Energy Agency, the United States will become the world's leading oil producer in just a few years. Imagine that. The United States could produce more oil than Saudi Arabia as early as 2017 and become a net oil exporter by 2030.

And if you count other petroleum products, the future is already here. In 2011, the United States exported more petroleum products -- including gasoline, diesel and other fuels -- than it imported. That had not happened in more than half a century.

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The first major sign of impact is visible in Iran. The loosening of oil markets has strengthened the world's hand against oil-rich Iran. One main reason the international community has been able to impose strong sanctions on Tehran, aimed at persuading the regime to stop its illegal nuclear enrichment program, is that the global economy can do without Iranian oil. Iran's production has fallen 40%, a drop that not long ago would have created unacceptable economic hardships for the rest of the planet.

The trend is even more dramatic when you include natural gas, a product that is revolutionizing energy markets. The United States is about to become the second-largest exporter of natural gas behind Russia. Gigantic oil and gas finds in the United States and elsewhere are transforming the landscape, in some cases quite literally.

Other than rising oil prices, the reason for this shift is that new and controversial technologies such as fracking and horizontal drilling have multiplied the amount of viable deposits in unexpected places. The techniques take an environmental toll, but there are upsides.

Fracking, as we keep learning, is creating very troubling problems, which deserve scrutiny. But it is helping to replace coal, the dirtiest form of energy production, with much cleaner natural gas.

Another dark lining in this silver cloud is that cheaper oil and gas will reduce incentives to produce green energies. Rather than abandoning the new sources of energy, efforts should focus on finding ways to reduce the negative impact of fracking and on continuing the push for alternative energy.

Fracking protesters say drilling jobs not worth environmental risks

The Obama administration now faces a balancing act as it starts its new term. Energy policy, the quest for full energy independence, must be weighed against the growing threat of climate change.

A decision on the controversial Keystone XL pipeline is imminent and political pressure against fracking will grow. The president should support strong climate legislation, without reversing the powerful gains of surging U.S. oil and gas production, with all its transformational benefits. The two goals are not mutually exclusive.

Once upon a time, America was the Saudi Arabia of whale oil, the fuel of its day. Whale oil was displaced by hydrocarbon production, which the United States also dominated. That started changing with enormous geopolitical consequences after easy, high quality oil was found in the Arabian Peninsula and other parts of the Middle East.

The United States built alliances with autocratic regimes as part of a commitment to satisfy its needs and preserve the free flow of oil, which became the life-blood of the global economy.

For oil-rich countries, this brought enormous fortunes, but it also brought something known as the "resource curse." With wealth concentrated in the hands of autocrats, corruption mushroomed, and other sectors of the economy withered.

A trend away from the concentration of oil production in such an unstable, undemocratic part of the world bodes well. It bodes well for human rights, and it also bodes well, ironically, for the economies of oil-rich countries, which may at long last find an incentive to diversify into other industries. It certainly bodes well for the U.S. economy, which is already creating tens of thousands of jobs in industries related to the new boom.

William Bennett: Damon's film overlooks fracking's boon

In what sounds like something from another era, the Energy Information Administration forecast declining gasoline prices for the next few years. That's the first bit of good news for American consumers. The really good news is the knowledge that soon, every time you fill up your tank you will not be sending a piece of your paycheck to the Middle East.

That, among other things, is excellent news for America's balance of trade and for the soundness of the U.S. economy, which sadly now struggles with a politically dysfunctional Washington.

No matter how much oil the United States and its friends in the Western Hemisphere produce, the Middle East remains a principal global petroleum producer for the foreseeable future. The United States still needs to ensure the free flow of oil, because a stop in production will cause prices to spike on global markets, affecting the entire planet.

But America and its friends are becoming much less vulnerable to oil shocks. And supplies from other parts of the world are becoming more plentiful. The emerging changes in the world's energy markets, if they continue to develop, are nothing short of revolutionary.

As Obama prepares for a new term in office, they are gradually rerouting us from a destiny that we had thought was inescapable and rather dismal to one that, while far from assured, looks much more promising.

Follow us on Twitter @CNNOpinion

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The opinions expressed in this commentary are solely those of Frida Ghitis.

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NY passes 1st U.S. gun control bill since Newtown

ALBANY, N.Y. New York's Assembly on Tuesday easily passed the toughest gun control law in the nation and the first since the Newtown, Conn., school shooting, calling for a tougher assault weapons ban and provisions to try to keep guns out of the hands of the mentally ill who make threats.

Gov. Andrew Cuomo pushed hard for the bill, which passed the Senate on Monday night. He is expected to quickly sign the measure into law.

"This is a scourge on society," Cuomo said Monday night, six days after making gun control a centerpiece of his State of the State address. The bipartisan effort was fueled by the Newtown tragedy that took the lives of 20 first graders and six educators. "At what point do you say, `No more innocent loss of life'?"

The measure, which passed the Assembly 104-43, also calls for restrictions on ammunition and the sale of guns.

"This is not about taking anyone's rights away," said Sen. Jeffrey Klein, a Bronx Democrat, when the bill passed the Senate late Monday night. "It's about a safe society ... today we are setting the mark for the rest of the county to do what's right."

Under current state law, assault weapons are defined by having two "military rifle" features such as folding stock, muzzle flash suppressor or bayonet mount. The proposal reduces that to one feature and includes the popular pistol grip.

Play Video

Obama speaks out on gun control, debt ceiling

Meanwhile President Barack Obama will formally announce a "package of concrete proposals" for reducing gun violence on Wednesday, the White House announced.

In a White House press briefing Tuesday, spokesman Jay Carney declined to outline exactly what Mr. Obama's plan would entail, but noted that it would reflect the president's desire for a "comprehensive approach," as well as specific legislative actions he has called on before -- including reinstating the assault weapons ban, a ban on high-capacity magazine clips, and expanded background checks for gun owners.

Private sales of assault weapons to someone other than an immediate family will be subject to a background check through a dealer. New Yorkers also would be barred from buying assault weapons over the Internet, and failing to safely store a weapon could lead to a misdemeanor charge.

Ammunition magazines will be restricted to seven bullets, from the current 10, and current owners of higher-capacity magazines will have a year to sell them out of state. An owner caught at home with eight or more bullets in a magazine will face a misdemeanor charge.

Another provision places requirements on therapists, psychologists, registered nurses and licensed social workers who believe a mental health patient made a credible threat to use a gun illegally. They would be required to report such a threat to a mental health director, who would have to notify the state. Any registered handguns — or registered assault weapons purchased before the ban — could be taken from the patient.

The legislation also increases sentences for gun crimes including the shooting of a first responder that Cuomo called the "Webster provision." Last month in the western New York town of Webster, two firefighters were killed after responding to a fire set by the shooter, who eventually killed himself.

The measure passed the Senate 43-18 on the strength of support from Democrats, many of whom previously sponsored bills that were once blocked by Republicans.

New York City Mayor Michael Bloomberg, one of the nation's leading gun control advocates, said the bill will not satisfy everyone but said it is a move in the right direction.

"New York has been a leader. We have some of the toughest gun laws in the country and this just strengthens them, it fills in loopholes and it expands it as the society's needs have changed and the dangers have changed to all of us," Bloomberg told reporters including WCBS 880's Marla Diamond. "It makes all New Yorkers safer and they all - from the governor down - deserve real credit for doing it."

The governor confirmed the proposal, previously worked out in closed session, also mandate a police registry of assault weapons, grandfathering in the estimated 1 million assault weapons already in private hands.

It was agreed upon exactly a month since the Sandy Hook Elementary School tragedy.

"It is well-balanced, it protects the Second Amendment," said Senate Republican leader Dean Skelos of Long Island.

Cuomo said he wanted quick action to avoid a run on assault weapons and ammunition.

Assemblyman Steve Katz said legislators were being "bullied." He said the bill is "solely for the governor's egotistical, misguided notion."

Republicans argued the bill wouldn't stop mass shootings or other gun crimes but instead turns law-abiding into potential criminals.

Republican Assemblyman James Tedisco said the bill was dangerous because it would give people a "false sense of well-being."

"You are using innocent children killed by a mad man for own political agenda," he said. "You are actually making people less safe."

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Arias Called Boyfriend 4 Times After Killing Him

Jodi Arias tried to cover her tracks after killing her ex-boyfriend, Travis Alexander, by making a flurry of phone calls to his cell phone and hacking into his voice mailbox, prosecutors alleged today.

Phone records presented in court today showed Arias persistently calling Alexander in the days before the killing. Ten calls were made from Arias' cell phone to Alexander's cell phone in the days leading up to his death, Verizon Wireless records expert Jody Citizen testified. Many of the calls were forwarded by Alexander straight to voice mail, Citizen said.

After Arias killed Alexander around 5:30 p.m. on June 4, 2008. , Arias called his phone four more times. The first call was made just hours after the killing at 11:37 p.m., the records showed. At least one of the calls was made as late as June 15, nearly a week after Alexander's body was found by friends.

At one point, Arias dialed into his voice mail system for 16 minutes, which indicated she was accessing his voice mail messages, Citizen said.

"If a person is in his phone for 16 minutes and they're not leaving a message what is going on?" prosecutor Juan Martinez asked.

Jodi Arias Trial: Jurors See Photos of Bloody Handprint Watch Video

"Somebody is listening to messages," Citizen answered.

See Full Coverage of Jodi Arias Trial

Watch the Jodi Arias Trial Live

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Arias' attorneys, who argue that she killed her ex-boyfriend out of self-defense, said that she could have been recording a message, and then listening to it and deleting it before recording again, accounting for the 16 minutes spent on the voice mail system.

"On Verizon, is it possible to change your voice mail, to erase it and do it over again?" defense attorney Kirk Nurmi asked Citizen. "Could someone have been doing that for a 16 minute phone call?"

"Yes," Citizen said.

Nurmi pointed out that phone records showed that two days before his death Alexander also called Arias, initiating two phone calls that lasted nearly 20 minutes and more than 40 minutes in the middle of the night.

The defense has said that Alexander was controlling and abusive toward Arias and was a "sexual deviant" whom she had to kill in self defense.

The prosecution, however, alleges that Arias was obsessed with Alexander, stalked him, and killed him out of jealousy after spending the afternoon having sex with him and taking naked photos of one another. She is accused of stabbing Alexander 27 times, slashing his throat, and shooting him in the head.

Arias could face the death penalty if convicted.

The jury returned to court today for the seventh day of testimony in the murder trial, after watching a series of graphic sexual photos of Arias and Alexander displayed on Monday, including the last photos of Alexander alive. The photos show both individuals lying naked on Alexander's bed, separately, and then Alexander naked in the shower.

The final photo shows a body part covered in blood around 5:30 p.m., which the prosecution alleges is when the attack on Alexander began and the camera fell to the floor.

Read More..

Are gun curbs just symbolism?

STORY HIGHLIGHTS

• Gun violence recommendations are expected from Vice President Biden on Tuesday


• The proposals are expected to contain substantive and symbolic ideas to curb gun violence


• Presidents use symbolism to shift public opinion or affect larger political or social change

Washington (CNN) -- The pictures told the story: Vice President Joe Biden looked solemn, patrician and in control as he sat at a long table in the White House, flanked by people on both sides of the gun control issue.

The images conveyed a sense that the White House was in command on this issue.

And that's the point. Historically, presidential administrations have used symbolic imagery—at times coupled with marginal actions—to shift public opinion or affect larger political or social change.

"Politics is a risk taking project," said Julian Zelizer, a Princeton University historian and CNN contributor. "They put together these commissions in response to some crisis. You try a hundred things and hope something works."

On the eve of the Biden-led gun control task force recommendations to President Barack Obama, political experts say it is important that his administration sends a clear signal that it has things in hand.

That is especially critical in what will likely be an uphill battle to push specific changes, like an assault weapons ban, as part of a broader effort on gun control.

The first move in the image battle will be to appear to move quickly and decisively.

"You have to give the Obama administration credit for one thing: They've learned from history to do things quickly," Larry Sabato, director of the University of Virginia's Center for Politics, said of previous task force initiatives that fizzled.

In 2010, Obama appointed a bipartisan commission headed by former Republican Sen. Alan Simpson of Wyoming and Erskine Bowles, a former Democratic White House chief of staff, to come up with a proposal to balance the budget and cut the debt.

Like the gun task force, Simpson-Bowles reviewed current regulations, gathered input from the public and engaged in tense internal conversations. But after months of working on a proposal—a blend of steep revenue increases and spending cuts—the group struggled to agree to a solution. The president did not take up the recommendations.

Obama largely avoided the issue of gun control during his first term.

He wrote an opinion piece two months after the 2011 assassination attempt on Rep. Gabrielle Giffords of Arizona, acknowledging the importance of the Second Amendment right to bear arms. In the piece he also called for a focus on "effective steps that will actually keep those irresponsible, law-breaking few from getting their hands on a gun in the first place."

But in the aftermath of that shooting and as the election season loomed, the Justice Department backed off from a list of recommendations that included a measure designed to help keep mentally ill people from getting guns.

For now, at least, there is a sense in Washington that the Newtown, Connecticut, school shooting where 26 people -- 20 of them young children -- were slaughtered could lead to meaningful legislative reform.

Public opinion would seem to suggest that the White House efforts are well timed.

In the month since the massacre, a new poll showed the percentage of Americans who said they were dissatisfied with America's gun laws has spiked.

The Gallup survey released on Monday showed 38% of Americans were dissatisfied with current gun regulations, and wanted stricter laws. That represented 13-point jump from one year ago, when 25% expressed that view. "You want to strike while the iron is hot," Sabato said. "We Americans have short attention spans and, as horrible as the Newtown shooting was, will anyone be surprised if we moved along by spring?"

The White House has since worked overtime to show it considers gun control an urgent matter.

The vice president has spent the last week meeting with what the White House calls "stakeholders" in the gun control debate.

On Monday, Biden was to meet with members of a House Democratic task force on guns, along with Attorney General Eric Holder, Homeland Security Secretary Janet Napolitano, and Kathleen Sebelius, the secretary of Health and Human Services.

In a series of face to face discussions on Thursday, Biden sat down with the National Rifle Association and other gun owners groups before conferring with representatives from the film and television industry.

In a sign the White House is prepared to move aggressively on its proposals, Biden made public comments just before meeting with the National Rifle Association, the country's most powerful gun lobby.

"Putting the vice president in charge of (the task force) and having him meeting with these groups is intended to show seriousness and an effort to reach out and respond to concerns and wishes of various groups," said Alan Abramowitz, a political science professor at Emory University.

Still, the NRA expressed disappointment in its discussion with Biden and later released a statement that accused the administration of mounting "an agenda to attack the Second Amendment."

Organizations seeking tougher gun control laws insist an assault weapons ban is critical to addressing the nation's recent rash of mass shootings. However, such a ban could be difficult in a Congress mired in gridlock.

"The bully pulpit is limited. It's hard for the president to sustain that momentum," Zelizer said of the White House's gun control efforts after the Newtown shootings. "The thing about symbolism is, like the shock over Newtown, they fade quickly."

CNN's Jim Acosta and Kevin Liptak contributed to this report

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US student could "doodle" way to college money

SAN FRANCISCO: Google on Monday launched a competition that will let a US student "doodle" his or her way to cash for college along with landing grant money to fund technology education at their grade school.

The California-based Internet titan announced its sixth annual "Doodle 4 Google" contest in which students from kindergarten to 12th grade vie to create a winning "doodle," a creative design playing off the search page logo.

The doodle contest theme is "My best day ever".

"Each year we have a broad theme to provide some inspiration while letting young artists' imagination roam free," Google said in a blog post.

"We hope to give kids a chance to explore themes that could be imaginary, exploratory or even sentimental, past, present or future."

The winning artwork will be displayed for the Internet world to see at Google.com and its creator will get US$30,000 in scholarship money to help pay for college. Their school will get a US$50,000 technology grant.

Doodles can be submitted between Tuesday and March 22, with judges selecting a top contender from each US state and public voting online to help determine national finalists.

The panel of judges includes puppeteer and Jim Henson company chairman Brian Henson; journalist and author Katie Couric, and graphic novel author and illustrator Kabu Kibuishi.

The winning doodle will be appear on the Google search page a day after an awards ceremony in New York City on May 22 and an exhibit of top entries will go on temporary display at the American Museum of Natural History there.

More than 114,000 doodles were submitted in last year's contest, which was won by a seven-year-old boy's pirate-themed artwork.

- AFP/jc

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Armstrong apologizes to staff, doesn't mention steroids

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

Lance Armstrong over the years

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STORY HIGHLIGHTS

• Armstrong didn't address steroids during tearful apology, spokeswoman says


• Disgraced cyclist is sorry work is stressful for those at Livestrong, she says


• Armstrong has agreed to 90-minute interview with Oprah Winfrey


• Armstrong is expected to talk about doping allegations, her network says

(CNN) -- Just hours before he was to tape an interview expected to address allegations of performance-enhancing drug use, disgraced cycling legend Lance Armstrong apologized to the staff of the cancer charity he started, a publicist for the charity -- Livestrong -- said.

Armstrong was tearful during the 15-minute meeting and didn't address the issue of steroid use in cycling, Rae Bazzarre, director of communications for the Livestrong Foundation, said.

Bazzarre added that Armstrong offered a "sincere and heartfelt apology for the stress they've endured because of him."

He urged them to keep working hard to help cancer survivors and their families.

Armstrong is scheduled to sit down in his hometown of Austin, Texas, with talk show queen Oprah Winfrey on Monday for his first interview since he was stripped of his seven Tour de France titles in a blood-doping scandal.

Read more: Oprah interview with Lance Armstrong airs January 17

For decades Armstrong has denied he used performance-enhancing drugs or doped, but he was linked to a doping scandal by nearly a dozen other former cyclists who have admitted to doping.

What Armstrong says or does not say to Winfrey can have ramifications.

Some media outlets have reported that Armstrong has been strongly considering the possibility of a confession, possibly as a way to stem the tide of fleeing sponsors and as part of a long-term redemptive comeback plan.

But such a confession might lend weight to the lawsuits that could await him.

The interview will not air until 9 p.m. ET Thursday on the Oprah Winfrey Network. But the speculations swirled Monday.

"I don't think we're going to get an out-and-out confession," says CNN sports anchor Patrick Snell. "I think we're going to get something like, 'This is what went on during this era of trying to compete at the highest level.'"

Snell cautions, though, that a confession may not come at all.

Armstrong, 41, has repeatedly and vehemently denied that he used banned performance-enhancing drugs as well as illegal blood transfusions during his cycling career.

Winfrey will ask Armstrong to address the U.S. Anti-Doping Agency's October report, which said there was overwhelming evidence he was directly involved in a sophisticated doping program, a statement from her network said last week.

The International Cycling Union, which chose not to appeal the USADA's lifetime ban, stripped Armstrong of his record seven Tour victories.

The World Anti-Doping Agency also agreed with the sanctions, which means Armstrong may not compete in sports governed by that agency's code.

Before the ban, he was competing in Ironman triathlons and had won two of the five events he had entered.

Since the ban he has entered two non-sanctioned events.

Report: Armstrong offered to donate $250,000 to anti-doping agency

Why now?

So, why might Armstrong choose to make a confession now?

"I would suspect that he sees this as certainly his best way forward," Snell says. "He would have taken strong legal advice, of course. When you look at the kind of stuff that Oprah's done over the years, it's a chance to get ... heartfelt emotions across."

The New York Times has reported that Armstrong was contemplating publicly admitting he used illegal performance-enhancing drugs. Such an admission might lead toward Armstrong regaining his eligibility.

One of his attorneys denied Armstrong was in discussion with the two anti-doping agencies.

Attorney Tim Herman, in a recent e-mail to CNN Sports, did not address whether Armstrong told associates -- as reported by the newspaper -- that he was considering an admission.

But such an admission could open him up to lawsuits, something Armstrong is likely well aware of.

"He is surrounded by the best legal advice, the best legal team," Snell says. "It's very hard for anyone to imagine him going into this without having been fully briefed, made aware of absolutely every scenario."

Winfrey has promised a "no-holds-barred" interview, with no conditions and no payment made to Armstrong.

Drug tests

In the past, Armstrong has argued that he took more than 500 drug tests and never failed.

In its 202-page report that detailed Armstrong's alleged use of performance-enhancing drugs and blood transfusions, the USADA said it had tested Armstrong less than 60 times and the International Cycling Union conducted about 215 tests.

The agency did not say that Armstrong ever failed a test, but his former teammates testified as to how they beat tests or avoided the tests altogether.

The New York Times, citing unnamed associates and anti-doping officials, said Armstrong has been in discussions with USADA officials and hopes to meet with David Howman, chief of the World Anti-Doping Agency. The newspaper said none of the people with knowledge of Armstrong's situation wanted to be identified because it would jeopardize their access to information on the matter.

Under World Anti-Doping Agency rules, an athlete who confesses to using performance-enhancing drugs may be eligible for a reinstatement.

Awaiting Armstrong's 'last word'

Armstrong: The legend and the fall

Armstrong has been an icon for his cycling feats and celebrity, bringing more status to a sport wildly popular in some nations but lacking big-name recognition, big money and mass appeal in the United States.

He fought back from testicular cancer to win the Tour from 1999 to 2005. He raised millions via his Lance Armstrong Foundation to help cancer victims and survivors, an effort illustrated by trendy yellow "LiveSTRONG" wristbands that helped bring in the money.

But Armstrong has long been dogged by doping allegations, with compatriot Floyd Landis -- who was stripped of his 2006 Tour de France title after failing a drug test -- making a series of claims in 2011.

Armstrong sued the USADA last year to stop its investigation of him, arguing it did not have the right to prosecute him. But after a federal judge dismissed the case, Armstrong said he would no longer participate in the investigation.

In October 2012, Armstrong was stripped of his titles and banned from cycling. Weeks later, he stepped down from the board of his foundation, Livestrong.

It is unclear whether Armstrong would face criminal prosecution for perjury should he confess. Armstrong was involved in several cases where he gave sworn testimony that he never used banned drugs.

Kurtz: Can even Oprah save Lance Armstrong?

CNN's Steve Almasy Jillian Martin and Chelsea J. Carter contributed to this report.

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